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Best credit union for teens and college students is at Golden 1 Credit Union, federally insured by the NCUA.
Checking and savings options: Along with standard free and premium checking accounts, Golden 1 Credit Union has free checking accounts for teens and college students. New Generation Checking has low ATM withdrawal limits and requires an adult co-owner. Student Checking gives college students full account privileges.
The Youth Savings account requires a co-owner, but let’s young account holders transact without them present. The account earns the same 0.20% APY as the regular savings account.
Eligibility, branches and ATM access: Anyone who lives or works in California is eligible for Golden 1. Members can also take advantage of shared ATMs (over 30,000) and shared branches.
If you were able to believe in Santa Claus for like 8 years, you can believe in yourself for like 5 minutes.test